California's Trusted Name In Debt Relief
Free estimate by phone 1-866-584-0769
People with multiple credit card debts may be surprised to see how much money debt relief can save each month — AND how quickly they can get out of debt with a monthly debt relief plan
McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams
Privacy Verified
Security Seal
Which debt relief program saves you the most each month?
Find out today which debt relief programs you qualify for and how much money you could be saving each month!
  • $125,000 debt relief savings estimate 3 minutes ago in Luling, LA
  • $50,000 debt relief savings estimate 7 minutes ago in Oregon, OH
  • $40,000 debt relief savings estimate 8 minutes ago in Sand Lake, MI
  • $125,000 debt relief savings estimate 9 minutes ago in Luling, LA
  • $50,000 debt relief savings estimate 14 minutes ago in Oakland, CA
  • $30,000 debt relief savings estimate 13 minutes ago in Montrose, CO
  • $30,000 debt relief savings estimate 12 minutes ago in Lehigh Acres, FL
  • $42,500 debt relief savings estimate 16 minutes ago in West Chester, OH
BBB Accredited
Powered by Envoy

Non-Profit Credit Counseling

Are you tired of living paycheck to paycheck, and feel like your going nowhere with just paying the minimums on credit cards? Does the idea of a balanced budget seem like a far-off proposal - to say nothing of the prospect of saving for retirement or putting away money for your kid's education? Are you tired of searching for a proven way to finally get debt relief?

If any of this resonates with you, it's probably time to seek out the expertise and services of a credit counselor. A consumer credit counselor will work with you to evaluate your situation and determine the best way to reduce, eliminate, or pay back the debts you owe to your creditors on an accelerated timeframe so you can break free of your pattern of debt.

Request a free debt relief analysis and savings estimate in minutes. Start by answering a few, simple questions here.

Non-Profit Debt Relief

There are many different debt consolidation programs available in America today, and non-profit agencies represent a large number of these. Often, financial and government-backed institutions offer non-profit branches to assist in getting control of debts and credit problems. These organizations can include military bases, universities, credit unions, housing authorities and many others.

But be aware! Just because a credit counseling organization is classified as "non-profit" doesn't mean their services are free (or even affordable in some cases) - and some companies are less than ethical in that they may over-promise when it comes to the results you can reasonable expect to achieve. Be especially careful of those companies that charge high fees, many of which can be hidden, or those that urge you to make "voluntary" contributions to the company. Doing so may result in you falling further into debt.

Explore your debt relief options. Request a FREE debt relief estimate and savings analysis, at no obligation to you.

Questions to Ask Debt Relief Agencies

When looking for a reputable, legitimate agency to help you climb out of debt, ask the following questions and take note of which agencies provide straightforward information.

  • What services are offered at this company?
  • Are there educational materials about debt relief you can provide me with?
  • Beyond solving my debt, can you help me formulate a financial plan that will help me stay OUT of debt?
  • Will you still work with me if I can't afford your fees or make contributions?
  • What are the types of paperwork that I will need to sign before we get started?
  • Are you licensed by the state board?
  • What qualifications do your counselors possess?

Remember, many reputable non-profit credit counseling agencies can generally provide you with free information on the history of their organization and the services they provide, without pressuring you to sign up for any type of debt management plan. Counselors at legitimate companies will be able to educate you in the areas of consumer credit, debt management and household budgeting. They will want to discuss your entire financial situation, and then work with you to develop a plan that will solve your unique money management issues.

Make a list, make your choice, and get on the road to financial freedom!

Once you've narrowed down your potential counseling agencies, check with the Better Business Bureau or local consumer protection agency to see if there have been any complaints filed against the companies you're considering. If not, you can feel confident that any of these choices can provide you with sound financial advice - just be sure to ask the questions we listed above and pay close attention to which companies are open and straight-forward, and which try to avoid certain topics.

Getting debt relief can take a bit of research and due diligence, but working with the right non-profit credit repair company is a good step in becoming debt-free. So be smart, do your homework, and soon you'll find that debt doesn't have to be part of your day-to-day reality -- at least for the rest of your life!

See how debt relief can help you. Answer a few, simple questions to get a FREE debt relief estimate and savings analysis - at no cost to you.

Saving thousands of dollars feels really good!
Know your debt relief options.
People helping people get the debt relief they need.

Creditors calling?

When you're falling behind with credit card debts and creditors are calling – it feels great to know that there's a debt program to lower your payments and get you out of debt much faster than you ever imagined.
Who we're helping right now...
$30,000 debt relief savings estimate
– Montrose, CO

Unexpected bills

Credit card debts and unexpected medical bills can put you in a real bind. Fortunately, debt relief plans can reduce interest rates, lower monthly payments, and help you get out of debt faster.
Who we're helping right now...
$30,000 debt relief savings estimate
– Montrose, CO

A brighter future

When you work hard to provide a bright future for your children, you don't want high interest credit card debts to get in the way. You need a proven path to become debt free as quickly as possible.
Who we're helping right now...
$10,000 debt relief savings estimate
– Cincinnati, OH

Debts piling up

When you own your own business, it's easy for credit card debts to become a problem – bills piling up, creditors calling, and you need a way out. The good news is, debt relief can help you save money each month and take control of credit card debts.
Who we're helping right now...
$90,000 debt relief savings estimate
– Niagara Falls, NY

Supporting a family

Credit card debts can add up quickly, especially when families run into unexpected expenses like medical bills, or loss of a job. The good news is there are credit card debt hardship programs that can help you.
Who we're helping right now...
$35,000 debt relief savings estimate
– Omaha, NE

Financial hardships

When you go through tough times and credit card debt start closing in on you – it feels good to know there are debt hardship assistance programs to help you get back on track.
Who we're helping right now...
$20,000 debt relief savings estimate
– Rockford, MI

Retire debt free

When you're planning for retirement, paying monthly credit card minimums will get in the way of your dreams. The good news is, credit card companies may be willing to reduce your interest rates, waive late fees or even settle debts for much less than you owe.
Who we're helping right now...
$50,000 debt relief savings estimate
– Oregon, OH