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People with multiple credit card debts may be surprised to see how much money debt relief can save each month — AND how quickly they can get out of debt with a monthly debt relief plan
— CaliforniaDebtRelief.org
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Debt Management Software

Many of us today are in debt - quite a lot of it, in fact, from multiple credit cards, mounting interest, late fees and penalties. Getting into debt is one thing - but getting out of it is something different all together. Fortunately, one of the tools available to you is debt relief software.

See how debt relief can help you. Answer a few, simple questions to get a free debt relief estimate and savings analysis - at no cost to you.

There are free versions and paid versions - it all comes down to which features you need and what's available in each package. Let's explore some of the available features that come in many typical budget planning and debt consolidating software platforms.

Your Expenses: Wants vs. Needs

Debt management software provides tools for entering income, tracking expenses, and evaluating how much debt you have and where it's coming from. The whole point of the software is to provide a visual, easy-to-understand way of seeing where your money is going. The ability to see at a glance what expenditures might not be necessary allows you cut back in certain areas, freeing up cash to put towards your larger debts and putting you on track to becoming debt-free.

It's all about wants vs. needs. There are certain things you NEED to spend money on each month: rent/mortgage, food, car payments, and utilities. These expenses tend to stay relatively constant, so you can plan for a certain amount of money to go out each month. The variables lie in the WANTS. You might WANT to go out to eat - but you don't have to. You could WANT to take a vacation - but is now the right time? When you're able to see just how much money you're spending on items that you don't really need - money that COULD be going towards paying off your debt - you might be surprised at how much cash you're able to reallocate in that direction.

Explore your debt relief options. Request a free debt relief estimate and savings analysis, at no obligation to you.

I have multiple debts. How do I prioritize?

One of the other key features of debt relief software is that it helps you to decide which debts you need to pay off first. Debt reduction calculators that are built into the software allow you to input all your different debts and their corresponding interest rates, and compare them side-by-side. By doing this, you'll be able to see which credit card debts or loans feature the largest balances and highest interest rates - these are the debts you should focus on paying off first.

How long will it take to eliminate my debt?

This is really the big question on everyone's mind - when am I going to be debt free?! Fortunately, the software can help answer this too. After you've entered your income, monthly expenditures and all your current debts, you'll be able to generate a timeline that will illustrate how long it will take to clear the debts away - and based on interest rates, it will show you which debts you should focus on eliminating first.

The path to getting out from under debt isn't always the easiest to navigate, but robust, easy-to-use debt management software allows you to take control of the situation and start making your budget work for you - good luck!

Request a free debt relief analysis and savings estimate in minutes. Start by answering a few, simple questions here.

Saving thousands of dollars feels really good!
Know your debt relief options.
People helping people get the debt relief they need.

Creditors calling?

When you're falling behind with credit card debts and creditors are calling – it feels great to know that there's a debt program to lower your payments and get you out of debt much faster than you ever imagined.
Who we're helping right now...
$30,000 debt relief savings estimate
– Montrose, CO

Unexpected bills

Credit card debts and unexpected medical bills can put you in a real bind. Fortunately, debt relief plans can reduce interest rates, lower monthly payments, and help you get out of debt faster.
Who we're helping right now...
$30,000 debt relief savings estimate
– Montrose, CO

A brighter future

When you work hard to provide a bright future for your children, you don't want high interest credit card debts to get in the way. You need a proven path to become debt free as quickly as possible.
Who we're helping right now...
$10,000 debt relief savings estimate
– Cincinnati, OH

Debts piling up

When you own your own business, it's easy for credit card debts to become a problem – bills piling up, creditors calling, and you need a way out. The good news is, debt relief can help you save money each month and take control of credit card debts.
Who we're helping right now...
$90,000 debt relief savings estimate
– Niagara Falls, NY

Supporting a family

Credit card debts can add up quickly, especially when families run into unexpected expenses like medical bills, or loss of a job. The good news is there are credit card debt hardship programs that can help you.
Who we're helping right now...
$35,000 debt relief savings estimate
– Omaha, NE

Financial hardships

When you go through tough times and credit card debt start closing in on you – it feels good to know there are debt hardship assistance programs to help you get back on track.
Who we're helping right now...
$20,000 debt relief savings estimate
– Rockford, MI

Retire debt free

When you're planning for retirement, paying monthly credit card minimums will get in the way of your dreams. The good news is, credit card companies may be willing to reduce your interest rates, waive late fees or even settle debts for much less than you owe.
Who we're helping right now...
$50,000 debt relief savings estimate
– Oregon, OH