Over 300,000 Residents Served
People Helping People Get The Debt Relief They Need
If you're struggling in debt, and looking to take the first step to becoming debt free, you've come to the right place because California Debt Relief has already served over 300,000 people from all walks of life. We understand that many people get into debt for a variety of reasons -- often due to circumstances beyond their control.
The debt relief center is all about people helping people get the debt relief they need.
The fact is, particularly in these tough economic times, the faces of debt represent all of us – it's the family struggling to make ends meet, the single mom or dad often forced to rely on credit cards to pay for the necessities of life – it's the successful entrepreneur or business owner who going through a rough spot trying to manage the business -- it's even everyday people who get caught in the credit card trap – the plastic promise of buy now, pay later.
The good news is, regardless of the individual or the family, or the situation – there are caring debt relief specialists who can help resolve your debt – they understand what you're going through – So take a moment to get your free debt relief analysis and savings estimate. See what debt relief can do for you and see how much you could save.
A Message From Our Founder
Here's To Your Financial Freedom!
California Debt Relief was founded because – It's a fact of life, especially in today's tough times, that individuals and families get into debt – for a variety of reasons – In many cases, due to circumstances beyond their control. The good news is help is available... California Debt Relief is proud to have already served over 300,000 people who are searching for information on debt relief and need a way to know free of charge – what debt relief could do for them – and what the potential savings could be. Regardless of your situation, if you're in debt – know that help is available to you – and we're ready to assist you.
Debt Relief Quick Tips
|How Much Does Debt Relief Cost?
How Much Does Debt Relief Cost?
Your debt relief analysis and savings projection is free. Should you choose to enroll in a debt relief program, any applicable fees must be clearly disclosed in advance – including any debt management fees or fees charged for debt settlement services. In addition, it is important to know that, effective October of 2010, no up-front fees may be charged for debt relief. Unless you have received debt relief services from an attorney and met face-to face, you cannot be charged a fee until at least one of your debts has been reduced or settled.
|Protecting Yourself Against Debt Relief Scams
Protecting Yourself Against Debt Relief Scams
While the debt relief center provides information, resources and videos to help serve individuals and families in debt – it's important to recognize that there are debt relief companies that may seek to take advantage of people who are in debt. This video will provide several things to look for – 5 things to be aware of when it comes to getting debt relief.
Unless you are working with an attorney-based debt relief provider, meeting face to face – you cannot be charged any fees for debt relief before at least one of your debts has been successfully resolved or settled.
Before signing up for any debt program, make sure the program and all aspects of the debt relief program are clearly disclosed...you should clearly understand any applicable fees as well as how much money you could potentially save, the amount of time it is likely to take to get the results you're looking for...in addition, the debt relief provider should inform you of any negative consequences that could result from using debt services.
Be careful about companies that make debt relief claims that may be false or unsubstantiated – debt relief can and has been able to help people get out of debt and save money – but debt relief does not make debts magically go away. It is the consumers responsibility to have the monthly funds available to pay down debts in a debt management program or to set aside sufficient funds so that a successful settlement can be reached with a creditor
Debt relief specialists should take the time to listen and understand your current situation, answer any questions you might have then go over your debt relief options. A debt specialist should not be pushy, or try to pressure you in any way - and make sure. Before you enroll in any program, you are completely comfortable that the program can meet your needs.
Always research the debt relief service provider's BBB rating or debt industry credentials to ensure that you work with a solid company with a proven track record of helping individuals and families get out of debt.
|7 Important Debt Relief Tips
7 Important Debt Relief Tips
|Get Rid of Credit Card Debt Faster
Get Rid of Credit Card Debt Faster
If you have high interest or high balance credit cards you may feel like you're on a credit card debt treadmill that has become very stressful for you and more than you can handle on your own. While avoiding non-essential credit card purchases and paying down your debts each month can certainly help you get out of debt, a proven debt relief program may be able to help you get out of debt considerably faster. Depending on your current financial situation there are several debt relief programs that may be able to provide you with much needed credit card relief including a debt consolidation program which can reduce your interest rates, waive late fees and penalties, consolidate your high interest debt into one lower monthly payment. A debt settlement program could help you settle high balance credit card debt for much less than you currently owe depending on the debt relief program that best meets your needs. Your debt relief analysis can provide you with a projection of just how much debt relief could save you as well as the estimated time required to get out of credit card debt.